Commonwealth Community Trust is a 501(c)(3) nonprofit organization that administers affordable and efficient Pooled Trusts. We serve minors and individuals who are vulnerable, injured, or have a disability throughout the United States.
CCT was founded in 1990 by parents of children with a disability and concerned professionals.
CCT is managed by a Board of Directors, comprised of legal and financial professionals and experts who work with populations that are vulnerable, injured, or have a disability. Our Board of Directors serve with a caring heart and without compensation. At least two members who are related to an individual with a disability serve on the Board of Directors.
Staff members are caring professionals who provide personal services and are knowledgeable about the rules governing Supplemental Security Income (SSI) and Medicaid for clients who receive these means-tested government benefits.
CCT enriches the lives of individuals who are vulnerable, injured, or have a disability throughout the United States by providing a framework for convenient and cost-effective pooled trust administration services and by educating individuals, families, professionals, and communities who can benefit.
CCT is committed to helping our clients, advocates, and professionals with integrity, reliability, and discretion.
Pictured right is Joanne Marcus, CCT President & CEO with Board Chair Alex Badman, Esq.
In 2023, we surveyed our clients with the aim to address the values found on our Code of Ethics.
Our goal at CCT is to be knowledgeable, professional, trustworthy, empathetic, caring, and respectful. We received over 200 survey responses.
Here is what our clients said about us!
would recommend CCT.
say our staff is professional.
say our staff is helpful and knowledgeable.
"CCT has been wonderful in serving the financial needs of my grandson. They are always prompt in answering questions and suggesting how we can make something happen for him. He just turned 18 this year and we still plan on using this service." — Nancy, Grandmother and Advocate of a CCT Beneficiary
The first-person special needs trust, and the people who help manage the trusts, has been such a blessing. The combination has lifted a huge weight from my shoulders[.] — Holly, CCT Beneficiary
[I]t is people like you, who help those of us with disabilities which keeps us from living what would be “normal” lives, that is a blessing and gift that goes unseen, unheard of, and unrecognized. You make everyday tasks that most people take for granted but to me are frightening and debilitating and make them […]
CCT has been a blessing and one of the smartest moves I’ve made. They are always there to help you with any questions you may have. I was able to purchase a new car and had work done on my house. I have a very blessed life, and CCT contributes to that[.] — Elaine, CCT […]
"CCT made getting the wheelchair equip van we so much needed for our grandson the easiest purchase ever. Thank you CCT!!!" — Grandmother of Beneficiary Kobe
"CCT has been amazing. Very helpful with guiding us through this process." — Rhonda, Mother and Advocate of a CCT Beneficiary
"CCT has been wonderful in serving the financial needs of my grandson. They are always prompt in answering questions and suggesting how we can make something happen for him. He just turned 18 this year and we still plan on using this service." — Nancy, Grandmother and Advocate of a CCT Beneficiary
The first-person special needs trust, and the people who help manage the trusts, has been such a blessing. The combination has lifted a huge weight from my shoulders[.] — Holly, CCT Beneficiary
*Disclaimer Statement: CCT is not a chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority.
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