Who can have a trust?

CCT provides services for people with special needs who meet the criteria under the Social Security Administration’s (SSA) definition of disability.

For an adult 18 and older, “disability” under Social Security is based on an inability to work. To be considered disabled under SSA rules, the following criteria must be met:

a.)  The adult cannot do work that was done before;

b.)  Social Security decides that the individual cannot adjust to other work because of his or her medical condition(s); and

c.)  The disability has lasted or is expected to last for at least one year or to result in death.

For a child under the age of 18, the SSA defines having a disability as follows:

a.)  The child must have a physical or mental condition(s) that very seriously limits his or her activities; and

b.)  The condition(s) must have lasted, or be expected to last, at least 1 year or result in death.

 For more information, please visit the Social Security website.


CCT’s Third-Party Pooled Special Needs Trust is available to Beneficiaries of any age.

CCT’s First-Party Pooled Special Needs Trust is available to Beneficiaries of any age. For clients who are 65 years of age and older and receiving or planning to apply for Medicaid Long Term Care, the eligibility requirements for a self-funded trust vary from state to state.  Please contact CCT for more information.